Guides · 4 min read
How to Prepare Your Business for Refinancing
The documents and steps that speed up approval and help you get the best possible terms.
Being prepared shortens the process and strengthens your position.
Gather your documents
4–6 months of business bank statements, a list of all current positions with balances, MCA contracts, a government-issued ID and a voided business check.
Request payoff letters
Current payoff figures from each funder let us structure the buyout accurately.
Know your numbers
Average monthly revenue, major expenses and seasonality help us size a payment that fits.
Be transparent
Disclose every position, even small ones. Surprises slow the process; honesty speeds it up.