MCA Buyouts · Loans · Lines of Credit
Tired of daily MCA payments draining your business?
We buy out overleveraged merchant cash advances and replace them with real, long-term financing on 3–10 year terms — so you can run your business again.
Real solutions, not another advance.
Most companies answer a cash crunch with one more short-term advance. We do the opposite — we restructure your debt so you can get out and stay out.
MCA Buyouts
We pay off one or all of your advances and consolidate them into a single, manageable payment.
Learn more →Long-Term Loans
Term loans from 3 to 10 years so payments match what your business actually earns.
Learn more →Lines of Credit
Revolving access to capital — draw when you need it, pay only on what you use.
Learn more →Flexible Terms
Weekly or monthly payments, transparent pricing, no hidden daily sweeps.
Learn more →
Before & after East Point
- 3–5 stacked MCA positions
- Daily debits every business day
- Factor rates up to 1.5
- 4–9 month payback
- No room for payroll or growth
- One consolidated balance
- Monthly payment
- Transparent pricing
- 3–10 year terms
- Cash flow restored
How it works
Free consultation
Tell us how many advances you have, balances, and your daily or weekly debits.
Cash-flow review
We analyze your bank statements and build a structure that actually fits.
Buyout & funding
We pay off your funders directly — often in as little as 3–7 business days.
Breathe again
One predictable payment over 3–10 years. Your working capital comes back.
Industries we serve
If you have consistent revenue and too many advances, we can likely help.
Owners who got out
“We had four positions pulling over $3,000 a day. East Point consolidated everything into one monthly payment. I finally sleep at night.”
“Every other company just offered another advance. These guys actually got us out.”
“Our daily debits dropped by over 60%. We hired two people the next month.”
Learn before you sign
All articles →What Is an MCA Buyout and How Does It Work?
A buyout pays off your merchant cash advances and replaces them with one predictable, long-term payment.
7 Signs Your Business Is Overleveraged With MCAs
Stacking advances, missed payroll and bounced debits are warning signs. Here's how to recognize them early.
Factor Rate vs. Interest Rate: The Real Cost of an MCA
A 1.4 factor sounds small. Repaid over 6 months, it can mean an effective annual cost well into triple digits.
Ready to stop the daily drain?
Free, no-obligation review of your MCA positions. Call 201-834-4118