Questions, answered.

We pay off your existing merchant cash advances and replace them with one longer-term payment, typically on a 3–10 year schedule.

We regularly work with businesses that have anywhere from one to six or more open positions.

Our initial review is based on your bank statements and business information. We'll let you know before any step that could involve a credit inquiry.

All credit profiles are considered. Revenue and cash flow carry the most weight in our review.

Many reviews are completed within 24–48 hours, and funding can happen in as little as 3–7 business days after approval.

No. We provide refinancing that pays your funders in full. We never advise you to stop paying or default.

4–6 months of business bank statements, a list of current positions and balances, MCA contracts or payoff letters, ID and a voided check.

No. Our structures use weekly or monthly payments instead of daily debits.

Reach out right away. We may still be able to help, and the sooner we review your situation the more options you have.

In many cases, yes — if cash flow supports it, we can include additional capital in the new structure.

Restaurants, construction, trucking, retail, medical, auto, salons, e-commerce, manufacturing and many more.

No. Your review and consultation are completely free with no obligation.